Bad credit home loans exist. You do not not need to have excellent credit to obtain a home loan. In fact, it is estimated that 1 in 5 Americans is considered to be in the bad credit loan category.
Many mortgage companies are reluctant to finance people with bad credit, but for 30 years,
Ocean Pacific Capital has helped all of their clients obtain a loan best suited to their needs at the most efficient and cost perspective, many of which were a bad credit loan refinance. With a bad credit mortgage refinance loan, you replace your existing home loan with a loan of the same amount, but with a lower interest rate. A home loan refinance with bad credit can save you hundreds and possibly thousands in the long run. A bad credit home loan refinance can have significant advantages if you have equity in your home, by drastically reducing your interest rate, changing the loan term, or consolidating your debt. A bad credit loan refinance allows you to incorporate your debt into the amount owed, instead of using your home as collateral.
Ocean Pacific Capital can help you obtain a bad credit loan, even when other lenders have turned you down. Do not despair. Call us now at 1-800-595-1474 to find out more information on our bad credit loan programs!