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With over 30 years of experience and access to over 130 different lenders, we are able service every unique refinancing situation.
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Home Buyer & Seller News

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Welcome to Ocean Pacific Capital.com, your source for the latest real estate news, trends, interest rates, and California home mortgage advice. With more than 130 lenders and thousands of loan programs at our disposal, we are the California mortgage refinance and purchase loan provider that can find the right solution for your next mortgage loan. If you are looking for a home mortgage loan in California, we have some of the most innovative fixed and adjustable California purchase and refinance mortgage loan solutions available today, starting as low as 1% interest.

If you need a California mortgage for a purchase loan or need debt consolidation, have bad credit, or need to refinance, we have a loan program for you. There are hundreds of lenders and banks to chose from in California, so we work to find the lowest rate loans and loan products available in the mortgage market. Since we have access to many lenders and programs that the general public doesn't have direct access to, you'll have the peace of mind knowing you couldn't have found a better deal yourself.

Selecting your mortgage loan program is one of the biggest decisions you may make. It not only affects your financial freedom, it reaches into your retirement planning and possibly what college your child attends. We understand this which is why we pride ourselves on personalized customer care. Whenever possible will will even meet with you in your home, office, or any convenient location for a free, no pressure consultation. Ocean Pacific Capital offers yo the highest level of service at the most competitive rates.


Whatever your financing needs,
we will tailor a loan that's right for you.

 
Rate Est. APR
30 Year Fixed
5.000% 5.094%
15 Year Fixed
4.75% 4.911%
3/1 ARM
4.25% 4.340%
3 Year Interest Only
4.375% 4.465%
*may include points
Today's Real Estate News

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Today's Home Buyer News

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