Residential Loan
OP Capital specializes in non-traditional loan scenarios some lenders may view as too high risk. You can trust our 30-plus years of experience to find you a loan that best fits your unique and individual needs.
Call us toll-free at 1-800-595-1474
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A high risk mortgage loan is one that is for people with bad credit or a bad credit mortgage. There are guidelines in the mortgage industry that a loan meets, and the more it deviates from those guidelines, the riskier it is.

If you have a bankruptcy or foreclosure, even if they are recent, do not lose hope. You can still acquire a bad credit loan and Ocean Pacific Capital can help. Even if you have been turned down before, we can still help you obtain that high risk loan. Having bad credit does not mean you have to miss out on the opportunities available to everyone else. Call us today at 1-800-595-1474 or use our online loan application.


Whatever your financing needs,
we will tailor a loan that's right for you.

 
Rate Est. APR
30 Year Fixed
5.000% 5.094%
15 Year Fixed
4.75% 4.911%
3/1 ARM
4.25% 4.340%
3 Year Interest Only
4.375% 4.465%
*may include points
Today's Real Estate News

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Today's Home Buyer News

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