Residential Loan
With our access to over 130 lenders, you can take comfort in knowing that we will offer you the best house loan for your unique situation.
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Looking for a low interest house loan to lower your current payment, consolidate debt, or simply get cash out from a mortgage company that you can trust? Ocean Pacific Capital is a 28-year old licensed California and Colorado mortgage company that offers low rates on house mortgage loans and the trusted, expert services that you deserve without the hidden costs. We have access to over 130 lenders competing for your business, so with us you'll have the peace of mind of knowing you're getting the lowest rates possible for your situtation.

Hundreds of companies provide house loans. It is a benefit to arrange them through a qualified broker.  You can compare the rates of thousands of loans with us . But always remember that the interest rates are only one of several cost components in these loans. All house loans have terms and conditions so always find out if any special fees or charges apply and if you will have to take out insurance alongside your new loan.
 
Why are house loans among the most popular methods of borrowing?
There is no doubt that it is a cost-effective way of borrowing money. If people have equity in their homes but have credit card or other debts, they will be better off by consolidating their debts into affordable house loans.

Why do people seek house loans?
People want them for a variety of reasons including: To improve or extend their homes, to buy a home, to buy a second house, or even a buy-to-let investment property. You may also buy expensive one-off items such as a car or vacations.

For more details please visit our residential page.


Whatever your financing needs,
we will tailor a loan that's right for you.

 
Rate Est. APR
30 Year Fixed
5.000% 5.094%
15 Year Fixed
4.75% 4.911%
3/1 ARM
4.25% 4.340%
3 Year Interest Only
4.375% 4.465%
*may include points
Today's Real Estate News

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