Residential Loan
OP Capital specializes in getting you the best interest only mortgage loans regardless of your credit.
Call us toll-free at 1-800-595-1474
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87% of homeowners have a fixed interest rate mortgage loan product and by switching to an Interest Only Home Mortgage you will be able to lower your monthly mortgage payment and in the process you will have a lot of extra money to save or pay off your mortgage sooner than you ever imagined. A fixed rate is great if you intend to live in your current home forever and pay off the home, but the industry tells us that on average we move every 4-5 years to a new home and obtain a new 30 year fixed rate mortgage loan every time we move.

Interest only home mortgages typically consist of an adjustable-rate mortgage with the monthly payment locked in for a certain term. Then, the payment adjusts, depending on its index plus a margin. By paying an Interest Only Home Mortgage you can keep your monthly payments low. The buyer is essentially deferring the principal payments, usually for up to 10 years. 

Statistically, homeowners are selling or refinancing every five to seven years; if this sounds like your situation than an interest only home mortgage can keep your monthly payments lower and best of all, tax deductible.

Use our online loan application or call us today toll-free at 1-800-595-1474.

 


Whatever your financing needs,
we will tailor a loan that's right for you.

 
Rate Est. APR
30 Year Fixed
5.000% 5.094%
15 Year Fixed
4.75% 4.911%
3/1 ARM
4.25% 4.340%
3 Year Interest Only
4.375% 4.465%
*may include points
Today's Real Estate News

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