Residential Loan
OP Capital specializes in obtaining modular home mortgages for it's valued clients, regardless of their credit.
Call us toll-free at 1-800-595-1474
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Modular homes are homes built in modules at a factory. Modules are transported to the home site on flat bed trucks. Unlike manufactured homes, modulars conform to all state, local and regional codes where the home is to be located.

Financing a Modular Home Mortgage is different than financing a "stick built" home. Unfortunately, not all construction lenders are set up to handle the different requirements involved in financing a Modular Home Mortgage. Most will try to make your project "fit" their loan program, rather than fitting the program to the unique requirements of your Modular Home Mortgage.

Modular home mortgage packages offer many advantages and payment options. Fixed or adjustable interest rates, and typically not higher rates for interim mortgage. Eliminate a second set of closing costs with a single close Construction/Perm loan. Use the equity in your land as down payment. Construction periods are available up to one year. During construction, payments are interest only and only on the funds disbursed.

Use our online loan application or call us today toll-free at 1-800-595-1474.


Whatever your financing needs,
we will tailor a loan that's right for you.

 
Rate Est. APR
30 Year Fixed
5.000% 5.094%
15 Year Fixed
4.75% 4.911%
3/1 ARM
4.25% 4.340%
3 Year Interest Only
4.375% 4.465%
*may include points
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