Residential Loan
OP Capital specializes in obtaining modular housing mortgages for it's valued clients, regardless of their credit.
Call us toll-free at 1-800-595-1474
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Built in a factory as modules, trucks transport these modular houses that conform to all local, state, and regional codes where the house is located.

Because a modular house is different than a "stick built" house, the financing of a modular housing mortgage is also not the same. Due to the different requirements involved in financing a modular housing mortgage, not many construction lenders are set up to handle it and therefore do not offer programs that fit the requirements.

There are many advantages and payment options for modular housing mortgage packages: fixed or adjustable interest rates, eliminate a second set of closing costs with a single close Construction/Perm loan, use the equity in your land as down payment, and construction periods are available up to one year during which payments are interest only and only on the funds disbursed.

Use our online loan application or call us toll-free today at 1-800-595-1474.


Whatever your financing needs,
we will tailor a loan that's right for you.

 
Rate Est. APR
30 Year Fixed
5.000% 5.094%
15 Year Fixed
4.75% 4.911%
3/1 ARM
4.25% 4.340%
3 Year Interest Only
4.375% 4.465%
*may include points
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