Ocean Pacific Capital is your online source for Low Interest, hassle-free mortgage loans. We've been in the business for over 28 years and have access to network of over 130 lenders and banks. You'll get the trusted, expert services that you deserve without the hidden home loan costs.
We pride ourselves on providing personalized customer care, so whether you want to refinance your current mortgage or are looking for a home purchase loan, we will structure the most appropriate financing program to meet your unique and individual needs.
With so many lenders at our disposal, we can find a loan to match almost any situation.
We service all of California and whenever possible we will meet with you in your home, office, or any place of convenience for a free, no-pressure consultation. Call us toll free at 1-800-595-1474 to schedule an appointment with one of our friendly and experienced loan officers today. You can also contact us or apply online for a free quote in just minutes!
Premier home loan Financing!
Ocean Pacific Capital's California home loan financing department is designed to meet our client's personal and investment goals from both a performance and cost perspective. With flexible home loan financing options, we are able to meet the needs of our borrowers' home loans. Whether you need to refinance your current home loan or need to acquire a purchase home loan, we will structure the most appropriate home loan finance program to meet your needs. To start your short home loan application, click here.
Home Program Overview
Our home mortgage loan program is designed to minimize costs while delivering the best home loan to meet our client's needs. We offer:
- home mortgage loans starting as low as 1.00%
- home loan mortgage interest only payment option
- 30-year fixed home loans (No balloon home loan)
- Cash-out home mortgage loans
- home mortgage loan payout periods of 3-5-7-10-15-30-40 fixed interest rates
- 30-day/45 day closing guarantee on all home loans
- home mortgage loans available for a less-than-perfect credit score (what some people call "bad credit")
- A high debt-to-income ratio can qualify for home loans
- home loans available even if you have previous bankruptcy or any other money issues
- Low-rate home loans, no-point home loans
- Conforming home loans and non-conforming home loans
- Full-doc home loans, stated-income home loans, & no-doc home loans
OceanPacific Capital's Underwriting
- Minimum home loan size: $100,000-conforming
- Maximum home loan size: non-conforming-$10 million
- Maximum home loan Financing: LTV/CLTV: 95%
- All types of home loan Financing Available
- home loan rates start at 1%
- home loan fixed rate terms: 3-15 Years
- home loan term: 30 Years
- home loan lender fees: No cost, zero lender points also available
For up-to-date interest rates, for a free quote on a home mortgage, call us toll free at 1-800-595-1474
We offer a variety of loan application options, including
a Quick Application, a Standard Application, and a 5 Step Application. Click here to get started!