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20 Year Mortgage Program


A 20-year fixed mortgage program is a loan that has an interest rate that stays fixed for the 20-year term of the loan. The principal amount is reduced, slowly at first, and then at an accelerating pace, over the life of the loan. For example, someone taking out a $165,000.00 20-year mortgage program at the current average would pay $1,155.61 a month for the life of the loan. If you have been looking for a 20 year home loan program, Ocean Pacific Capital has the loan that you need. For over 31 years, as an experienced California home loan mortgage company, we’ve offered low rates on home mortgage loans and the trusted, expert services that you deserve without the hidden home loan costs. Whether you are looking to build, purchase, or refinance your current loan for a 20-year mortgage program, we can help you obtain the best loan to meet your financial needs. With this loan, you can lower your current interest rate, payment, and even own your home faster. For more information or to get started on this process today, call us to speak to one of our residential loan specialists! 1-800-595-1474, reach us anytime and any day of the week.


NMLS #: 279674
DRE #:00619059

Equal Housing Lender