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30 Year Mortgage Program


Since 1977, Ocean Pacific Capital has offered a fixed 30 year mortgage program for California homeowners. A licensed and trusted California home loan mortgage company, we continually present the lowest rates on home mortgage loans and the best expert services that our clients deserve without the hidden home loan costs. A fixed 30 year mortgage is a type of mortgage loan that is repaid by the borrower over a period of 30 years with equal 360 monthly payments. Because these payments are fixed, borrowers do not have to be worried about their mortgage interest rate fluctuating and increasing throughout the loan period. So whether you are looking to purchase, build, or refinance an existing home mortgage. With access to over 130 different lenders, we also offer a myriad of loan options, ranging from fixed 10 year, 15 year, 20 year, and 40 year programs, as well as adjustable rate mortgages for conventional and jumbo loans. For more information on our 30 year mortgage programs and to get started today, call us to speak to our residential loan specialist!


NMLS #: 279674
DRE #:00619059

Equal Housing Lender