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All Jumbo Loans

Looking for a jumbo loan? With the new conforming loan limits for jumbo loan increased to $729,750. As with any loan, it is important to compare rates, terms, and shop around for the best offer. With over 31 years of experience, Ocean Pacific Capital can help you find the best loan suited to meet your needs. Most people have the assumption that jumbo loans are usually loans in excess of $1 million dollars. While this is not true, a jumbo loan is a residential loan mortgage with a loan amount that exceeds the maximum conforming loan amount, which, depending on the conforming loan limit determined by Fannie Mae and Freddie Mac, is currently set at $729,750. While rate on jumbo loans are slightly higher than loans of lesser value, this is due to the higher risks. The conforming loan amount fluctuates yearly and varies from state to state or even county to county within a state. Jumbo mortgages involves borrowering money while using a house as a collateral. This can be a complex process; however, Ocean Pacific Capital will walk you through the process to find the right loan. With access to over 130 different lenders, we can shop for the best lender to find the lowest rate at the lowest cost. For more information and to get started on a jumbo loan today, call us to speak to a residential loan specialist!

NMLS #: 279674
DRE #:00619059

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