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Rate
est. APR
30 Year Fixed
5.000%
5.094%
15 Year Fixed
4.750%
4.911%
3/1 ARM
4.250%
4.340%
3 Year Interest Only
4.375%
4.465%
*may include points

Associates, Friends and Staff




Contact the Staff


Charles A. Elfsten,
President
Phone: 949-263-9000 EXT: 100
Direct: 949-861-2100
Butch Itakura,
Senior Vice President
Phone: 949-263-9000 EXT: 101
Direct: 949-861-2101
Andy Mc Neil,
Vice President
Phone: 949-263-9000 EXT: 104
Direct: 949-861-2104
Len Cisek,
Vice President
Phone: 949-263-9000 EXT: 103
Direct: 949-861-2103
Charles P. Smith, Jr,
Vice President
Phone: 949-263-9000 EXT: 102
Direct: 949-861-2102
Eric Wilson,
Vice President
Phone: 949-263-9000 EXT: 105
Direct: 949-861-2105
Peter J. Mickael,
Vice President
Phone: 949-263-9000 EXT: 113
Direct: 949-861-2113
Andy Knoch,
Loan Manager
Phone: 949-263-9000 EXT: 111
Direct: 949-861-2111
Eric Wilson,
Vice President
Phone: 949-263-9000 EXT: 105
Direct: 949-861-2105
Mark Hasegawa,
IT Manager
Phone: 949-263-9000 EXT: 109
Direct: 949-861-2109
Gina Cho,
International Consultant
Phone: 949-263-9000 EXT: 114
Direct: 949-861-2114
Marie Elfsten,
Secretary / Treasurer
Phone: 949-263-9000


Equal Housing Lender